1 lb. dry Great Northern beans
8 C. water
12 baby carrots
1 C. chopped onion
1/2 lb. chopped ham
1/4 C. no salt added ketchup
Pepper to taste

In a large bowl, combine the beans with the water, cover and let soak overnight. In a large pot over medium high heat, combine the soaked beans with water, carrots, onion and ham. Add more water to cover all, if necessary. Bring to a boil, then reduce heat to low and let simmer for 4 to 6 hours. Add ketchup just to get desired color. Season with pepper to taste